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Episode 2

The First ₦1M Portfolio

Daniel Okoro · Investor & OperatorAugust 19, 202652 min

What a beginner investor actually needs: risk, time horizon, and the boring index strategy that keeps compounding.

Show notes

  • Risk tolerance vs. risk capacity — and why people confuse them.
  • Building a first portfolio with three funds.
  • The cost of trying to time the market.
  • When to add individual stocks (and when not to).

Chapters

  • 00:00Intro
  • 05:30Where beginners actually lose money
  • 20:15The three-fund starting portfolio
  • 36:00Rebalancing without overthinking
  • 47:10Final playbook