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Episode 2
The First ₦1M Portfolio
Daniel Okoro · Investor & OperatorAugust 19, 202652 min
What a beginner investor actually needs: risk, time horizon, and the boring index strategy that keeps compounding.
Show notes
- Risk tolerance vs. risk capacity — and why people confuse them.
- Building a first portfolio with three funds.
- The cost of trying to time the market.
- When to add individual stocks (and when not to).
Chapters
- 00:00Intro
- 05:30Where beginners actually lose money
- 20:15The three-fund starting portfolio
- 36:00Rebalancing without overthinking
- 47:10Final playbook